Can you commit?

Joint property ownership is not for everyone. If you cannot answer yes to all of the following questions, then you should consider other options.

• Can I afford the monthly payments even if my partner cannot pay his share?

• Am I confident that the person I am entering into the agreement with is acting in good faith and is trustworthy?

• Could I sustain a live-in or business relationship with this person in the long term?

• Are the legal agreements professionally drawn up and all issues documented?

• Are there suitable exit clauses in place if something unexpected happens?