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document.write("<h5>Credit Matters</h5>");
document.write("We at Credit Matters agree with what has been said. As registered debt counsellors, we would like to reiterate that it is better for a person to act immediately when they face financial hardship.  Consider debt counselling; consider sale of assets... just do something and find available options. http://www.creditmatters.co.za/.  The longer you wait, the more the chance that your various options could be limited because of default.. Roger Brown");
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