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document.write("<h5>ABSAlutely !!!</h5>");
document.write(". JACK");
document.write("<h5>My estate agent told me houes prices are going up now.</h5>");
document.write(". Martin F");
document.write("<h5>What utter nonsense!   Ridiculous blameshifting!</h5>");
document.write("While unfair banking practices are another thing altogether (penaltiers etc)they cannot be blamed for a sluggish housing sector.<br /><br />This was mainly caused by estate agents who with their hogwash and commission greed duped the public into a hyperinflationary price spiral that was totally out of proportion to the increase in intrinsic value of properties.<br /><br />In a way banks are also victims of this estate agent hype as they  believed this nonsense of #property can only go up\" which was  in reality only a bubble blown up by estaste agents and developers who were out for the \"easy buck\".<br /><br />This lead to a very lax lending policy as banks  thought of their loans as safely collateralised by property.<br /><br />Couple this with a generally gullible public, which is not debt-shy at all and you have a rapidly inflating bubble.<br /><br />Now throw in a sudden unexpected economic downturn and all the ingredients for a rapid price  collapse  are in place.<br /><br />Banks are obviouasly now risk averse as they have been severely burnt, as many of their houseloans <br />are now under-collateralised.<br /><br />Now these bubble blowers, who caused all this damage in the first place are looking for scapegoats in the banking sector instead of calling a spade a spade.<br /><br />Anyhow estate agents are a totally parasitic industry.It is time for the public to wake up to  that fact.<br /><br />Good news: <br /><br />http://property.iafrica.com/propertynews/1719441.htm<br /><br />. Raymond");
document.write("<h5>Bankers are #######</h5>");
document.write("Banks in SA are sitting on huge undisclosed losses and bad debts due to their bad management and greed. They are parasites of the first order fleecing our accounts with service fees, bank charges and a whole host of \"fees\". My advice to any individual or concern - run one account and withdraw all your cash and support for their \"supporting services\" - insurance, estate planning etc etc - they are theives in suits.The take no risk at all and want you to sign surety for every little advance, they charge initiation fees / valuation fees etc - they spend their energy dreaming up all sorts of new fees they can charge their \"clients\". They are ticks - let us dip them properly and eradicate them once and for all.. Dave Rigby");
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